10520 LUCAYA DRIVE
Tampa, FL 33647
$475,000
SPACE, UPDATES, AND AN HOA OF ONLY $100 A YEAR! Welcome to the gated Bermuda Ridge village of Heritage Isles, where mature tree-lined streets lead to this 4 BEDROOM, 2.5 BATH, 2,948 SF two-story home with a DOWNSTAIRS OFFICE and a LARGE 3-CAR GARAGE, sit on a CONSERVATION LOT with no rear neighbors.
The big-ticket items are already done; NEW ROOF (2021), A NEW HVAC SYSTEM (2024), NEW LAMINATE FLOORING THROUGHOUT (2026), FRESH INTERIOR PAINT (2026), and a NEW WATER HEATER (2026). This
home is truly MOVE-IN READY.
Double entry doors open to soaring volume ceilings, with a FORMAL LIVING ROOM and FORMAL DINING ROOM made for hosting holidays and gatherings. The DOWNSTAIRS OFFICE offers a quiet space to work from home. The kitchen features generous counter and cabinet space plus a BREAKFAST NOOK, and opens to the family room for easy everyday living.
Upstairs, the SPACIOUS PRIMARY SUITE offers plenty of room to unwind, along with a primary bath featuring dual sinks, a soaking tub, and a separate shower. ALL THREE SECONDARY BEDROOMS ARE GENEROUSLY SIZED, giving everyone room to spread out.
The backyard offers a MASSIVE SCREENED LANAI overlooking the PRIVATE WOODED CONSERVATION VIEW, a peaceful setting for morning coffee and quiet evenings outdoors.
CONSERVATION LOT. EXTENDED LANAI. NEW ROOF, HVAC, FLOORS, PAINT, AND WATER HEATER. $100
ANNUAL HOA. This home has it all!
The location makes it even better! HERITAGE ISLES is home to the HERITAGE ISLES GOLF & COUNTRY CLUB and offers a RESORT-STYLE ...
Listing Courtesy of: FLORIDA EXECUTIVE REALTY
813-972-3430
| Listing Id: | TB8516093 |
|---|---|
| List Price: | $475,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 1 |
| Living Area: | 2,948 |
| Tax Annual Amount: | $7,616 |
| Lot Size Square Feet: | 6,073 |
| Lot Size Acres: | 0.14 |
| Architectural Style: | Florida |
| Waterfront?: | No |
| City: | Tampa |
| County Or Parish: | Hillsborough |
| Subdivision Name: | Heritage Isles Ph 2D |
| Postal Code: | 33647 |
| Year Built: | 2003 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Microwave, Range, Refrigerator |
| Association Amenities: | Basketball Court, Clubhouse, Fitness Center, Gated, Playground, Pool, Tennis Court(s) |
| Association Fee Frequency: | Annually |
| Association Fee Includes: | Recreational Facilities |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 3 |
| Building Area Source: | Public Records |
| Building Area Total: | 3955 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | South |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco, Frame |
| Cooling: | Central Air |
| Directions: | From I-75, take Exit 270 for Bruce B. Downs Blvd and head north. Turn right (east) onto Cross Creek Blvd. Turn left onto Sandy Pointe Dr into Heritage Isles. Continue on Sandy Pointe Dr, then turn left onto Lucaya Dr. The home is on the right. |
| Elementary School: | Heritage-HB |
| Exterior Features: | Private Mailbox, Sidewalk |
| Flooring: | Laminate, Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 3 |
| Garage?: | Yes |
| Community Features: | Clubhouse, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Playground, Pool, Sidewalks, Tennis Court(s) |
| Heating: | Central |
| High School: | Wharton-HB |
| Interior Features: | Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat |
| Laundry Features: | Inside, Laundry Room |
| Levels: | Two |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | Conservation Area, Landscaped, Near Golf Course, Sidewalk, Paved |
| Lot Size Acres: | 0.14 |
| Lot Size Dimensions: | 52.81x115 |
| Postal Code Plus4: | 3326 |
| Middle Or Junior School: | Benito-HB |
| MLS Area Major: | 33647 - Tampa / Tampa Palms |
| MLS Area Major: | 33647 - Tampa / Tampa Palms |
| Original List Price: | $475,000 |
| Parcel Number: | A-09-27-20-5R5-000013-00076.0 |
| Parking Features: | Driveway, Garage Door Opener |
| Patio And Porch Features: | Covered, Rear Porch, Screened |
| Pets Allowed: | Yes |
| Stories Total: | 2 |
| Township: | 27 |
| Road Surface Type: | Asphalt, Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected |
| View: | Trees/Woods |
| Water Source: | Public |
| Public Survey Range: | 20 |
| Public Survey Section: | 09 |
| Zoning: | PD-A |
| Possession: | Close Of Escrow |
| Tax Other Annual Assessment Amount: | 2126 |
| Vegetation: | Trees/Landscaped |
| Window Features: | Blinds |
| Additional Lease Restrictions: | Buyer to verify with HOA. Lease cap is 15%. |
| Additional Rooms: | Breakfast Room Separate, Den/Library/Office, Family Room, Formal Dining Room Separate, Formal Living Room Separate, Inside Utility |
| Alternate Key Folio Num: | 0592492388 |
| Amenities Additional Fees: | Buyer to verify with HOA. |
| Approval Process: | Buyer to verify with HOA. |
| Association Approval Required Yn: | Yes |
| Association Email: | pasco@condominiumassociates.com |
| Association Fee Requirement: | Required |
| Association Url: | https://www.heritageisleshoatampa.com |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 367.43 |
| Calculated List Price By Calcula: | 161.13 |
| Cddyn: | Yes |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8516093?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8516093?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Flood Zone Date: | 2008-08-28 |
| Flood Zone Panel: | 12057C0095H |
| Garage Dimensions: | 20x29 |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 273.88 |
| Lot Size Square Meters: | 564 |
| Minimum Lease: | 1-2 Years |
| Monthly Hoa Amount: | $8 |
| Number Of Pets: | 2 |
| Num Of Own Years Prior To Lse: | 2 |
| Num Times per Year: | 2 |
| Pet Restrictions: | Buyer to verify with HOA. |
| Planned Unit Development Yn: | Yes |
| Property Description: | Walk-Up |
| Realtor Info: | CDD Addendum required, Floor Plan Available, See Attachments |
| Room Count: | 12 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $100 |
| Total Monthly Fees: | $8 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 1 |
| Association Name: | Condominium Associates/Lisa Sawicki |
| Association Phone: | 813-341-0943 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 813-972-3430 |
| Originating System Name : | Stellar MLS |
| Association Fee: | $100 |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-06-04 |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: November 06, 2026 12:45 PM - ET























































































