3116 OXBOW CT
St Cloud, FL 34773
$390,000
Welcome to The Enclave at Harmony! Located within a private, gated enclave, this beautifully maintained single-story home offers privacy, comfort, and peaceful conservation views. Attractive landscaping creates inviting curb appeal, while the open concept floor plan provides a natural flow between the living, dining, and kitchen areas. Upgrades include driveway & walkway pavers, screened lanai with pavers, stainless steel appliances & quartz countertops. Walk In Pantry in Kitchen, tile in main living areas and entry, great room includes electric outlet on the Floor, owners suite & bathroom 3 tile to the ceiling & built in shelf in both showers! Storage shelves in garage, pre-plumed for outdoor kitchen and pre-plumed in garage for water softener. The home features 3 spacious bedrooms and 2 bathrooms, including a generous primary suite with an oversized walk-in closet. The kitchen offers stainless steel appliances, custom wood cabinetry, and expanded countertop space, making it ideal for everyday living and entertaining. Sliding glass doors lead to a private outdoor patio overlooking a preserved conservation area, providing a tranquil setting with no rear neighbors. A spacious laundry room includes washer & dryer, built-in cabinetry, closet and a utility sink adds extra storage and convenience. Enjoy the exceptional Harmony lifestyle with resort-style amenities, including an 18-hole championship golf course, lakefront docks with resident use boats and kayaks, swimming pools, splash pad, tennis, pickleball, basketball, sand volleyball, playgrounds, nature trails, and a community garden. Harmony also offers local shops and ...
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Listing Courtesy of: CORCORAN CONNECT LLC
407-953-9118
| Listing Id: | S5159872 |
|---|---|
| List Price: | $390,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Living Area: | 1,924 |
| Tax Annual Amount: | $8,361 |
| Lot Size Square Feet: | 7,199 |
| Lot Size Acres: | 0.17 |
| Architectural Style: | Traditional |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | Enclave At Lakes Of Harmony |
| Postal Code: | 34773 |
| Year Built: | 2023 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Disposal, Microwave, Range, Refrigerator |
| Association Amenities: | Basketball Court, Fitness Center, Golf Course, Park, Pool, Tennis Court(s), Trail(s) |
| Association Fee Frequency: | Quarterly |
| Association Fee Includes: | Pool |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 2626 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | East |
| Foundation Details: | Block, Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | From Narcoossee Road, take 192 EAST, drive over the "overpass" and take the next left @ Harmony Square Dr, take right @ deadend, take next right @ Five Oaks Dr. Take left @ Oxbow Ct. |
| Elementary School: | Harmony Community School (K-5) |
| Exterior Features: | Rain Gutters, Sidewalk |
| Flooring: | Carpet, Ceramic Tile |
| Furnished: | Unfurnished |
| Garage?: | Yes |
| Community Features: | Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Park, Pool, Restaurant, Sidewalks, Tennis Court(s) |
| Heating: | Central, Electric |
| High School: | Harmony High |
| Interior Features: | Solid Wood Cabinets, Thermostat |
| Laundry Features: | Inside, Laundry Room |
| Levels: | One |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | Sidewalk, Paved |
| Lot Size Acres: | 0.17 |
| Middle Or Junior School: | Harmony Middle |
| MLS Area Major: | 34773 - St Cloud (Harmony) |
| MLS Area Major: | 34773 - St Cloud (Harmony) |
| Original List Price: | $390,000 |
| Parcel Number: | 20-26-32-3496-0001-0290 |
| Parking Features: | Driveway |
| Patio And Porch Features: | Front Porch, Rear Porch |
| Pets Allowed: | Yes |
| Property Attached?: | No |
| Township: | 26S |
| Road Surface Type: | Asphalt, Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2026 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Public |
| Water Source: | Public |
| Property Condition: | Completed |
| Public Survey Range: | 32 |
| Public Survey Section: | 20 |
| Zoning: | RES |
| Possession: | Close Of Escrow |
| Tax Other Annual Assessment Amount: | 2842 |
| Vegetation: | Mature Landscaping, Trees/Landscaped |
| Additional Lease Restrictions: | Please call HOA regarding lease restrictions |
| Approval Process: | Please call HOA regarding approval process |
| Association Approval Required Yn: | No |
| Association Email: | inf@myhoasolution.com |
| Association Fee Requirement: | Required |
| Association Url: | https://myhoasolution.com/ |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 243.96 |
| Calculated List Price By Calcula: | 202.70 |
| Cddyn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Homestead Yn: | No |
| Lease Restrictions Yn: | Yes |
| Living Area Meters: | 178.75 |
| Lot Size Square Meters: | 669 |
| Minimum Lease: | 8-12 Months |
| Monthly Hoa Amount: | $87 |
| Num Of Own Years Prior To Lse: | 0 |
| Other Exemptions Yn: | No |
| Other Fees Amount: | $387 |
| Other Fees Term: | Quarterly |
| Pet Restrictions: | Please call HOA regarding pet restrictions |
| Planned Unit Development Yn: | Yes |
| Property Description: | Walk-Up |
| Realtor Info: | See Attachments |
| Room Count: | 7 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $2,588 |
| Total Monthly Fees: | $216 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Zoning Compatible Yn: | Yes |
| Ag Exemption Yn: | No |
| Road Responsibility: | Public Maintained Road |
| Association Name: | Mark Hills |
| Association Phone: | 407.847.2280 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-953-9118 |
| Originating System Name : | Stellar MLS |
| Association Fee: | $260 |
| Community Association Water Features: | Dock, Fishing, Lake |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-10-30 |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: October 31, 2026 02:41 AM - ET
