412 20TH AVENUE
Indian Rocks Beach, FL 33785
$970,000
Charming Waterfront Cottage with Expansive Bay Views in Indian Rocks Beach! Discover the charm of coastal living in this delightful waterfront cottage nestled in this sought-after seaside community. Set along a wide, north-facing bay, this special property offers beautiful, open-water views and a wonderful sense of privacy. The original home has been thoughtfully refreshed, preserving its cottage character while offering inviting spaces to enjoy the waterfront setting. Featuring two bedrooms and one bath, the home captures the water views from the main living area, dining room, and Florida room, bringing the beauty of the bay into everyday living. Step outside to a spacious, private backyard, fenced on both sides and offering plenty of room to create your own tropical retreat, add a pool, or simply relax and enjoy the coastal breeze. Whether you're looking for a charming waterfront getaway, a full-time coastal residence, or a property to make your own, this is a wonderful opportunity to enjoy the laid-back lifestyle of Indian Rocks Beach. A charming cottage, beautiful bay views, and endless possibilities!
Listing Courtesy of: COLDWELL BANKER REALTY
727-581-9411
| Listing Id: | TB8562669 |
|---|---|
| List Price: | $970,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 2 |
| Bathrooms Full: | 1 |
| Living Area: | 1,092 |
| Tax Annual Amount: | $2,893 |
| Lot Size Square Feet: | 6,482 |
| Lot Size Acres: | 0.15 |
| Architectural Style: | Bungalow, Key West |
| Waterfront?: | Yes |
| City: | Indian Rocks Beach |
| County Or Parish: | Pinellas |
| Subdivision Name: | Indian Beach Re-Revised 7 Th Add |
| Postal Code: | 33785 |
| Year Built: | 1952 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer |
| Attached Garage?: | No |
| Bathrooms Total Integer: | 1 |
| Building Area Source: | Public Records |
| Building Area Total: | 1092 |
| Building Area Units: | Square Feet |
| Carport?: | Yes |
| Direction Faces: | South |
| Foundation Details: | Slab |
| Construction Materials: | Block |
| Cooling: | Central Air |
| Fireplace Features: | Living Room, Wood Burning |
| Directions: | From the Belleair Bridge, go South on Gulf Blvd to 20th Ave, turn left to the address on your right. Welcome Home! |
| Elementary School: | Anona Elementary-PN |
| Exterior Features: | Outdoor Shower, Storage |
| Fencing: | Vinyl, Wood |
| Flooring: | Terrazzo, Tile |
| Furnished: | Unfurnished |
| Garage?: | No |
| Community Features: | Golf Carts OK, Park, Playground, Tennis Court(s), Street Lights |
| Heating: | Central |
| High School: | Largo High-PN |
| Interior Features: | Beamed Ceilings, Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Thermostat, Window Treatments |
| Laundry Features: | Laundry Closet, Outside |
| Levels: | One |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | FloodZone |
| Lot Size Acres: | 0.15 |
| Lot Size Dimensions: | 49x131 |
| Postal Code Plus4: | 2930 |
| Middle Or Junior School: | Seminole Middle-PN |
| MLS Area Major: | 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores |
| MLS Area Major: | 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores |
| Original List Price: | $970,000 |
| Parcel Number: | 06-30-15-42156-000-0080 |
| Parking Features: | Curb Parking, Golf Cart Parking, Ground Level, Off Street |
| Patio And Porch Features: | Covered, Front Porch, Rear Porch, Screened |
| Pets Allowed: | Yes |
| Stories Total: | 1 |
| Township: | 30 |
| Road Surface Type: | Asphalt |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional |
| Tax Year: | 2025 |
| Security Features: | Smoke Detector(s) |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | No |
| Utilities: | Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected |
| View: | Water |
| Water Source: | Public |
| Number Of Lots: | 1 |
| Public Survey Range: | 15 |
| Public Survey Section: | 06 |
| Vegetation: | Mature Landscaping |
| Waterfront Features: | Bay/Harbor |
| Home Warranty?: | No |
| Additional Lease Restrictions: | Please check with the City of Indian Rocks Beach for short term rental ordinances. |
| Additional Rooms: | Florida Room |
| Alternate Key Folio Num: | 063015421560000080 |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 101.45 |
| Calculated List Price By Calcula: | 888.28 |
| Cddyn: | No |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | AE |
| Flood Zone Date: | 2021-08-24 |
| Flood Zone Panel: | 12103C0113H |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 101.45 |
| Lot Size Square Meters: | 602 |
| Minimum Lease: | No Minimum |
| Realtor Info: | Floor Plan Available, Owner Motivated, Short Term Rental Allowed, Sign |
| Room Count: | 4 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Unit Number Yn: | No |
| Water Access: | Bay/Harbor |
| Water Access Yn: | Yes |
| Water Extras: | Sailboat Water |
| Water Extras Yn: | Yes |
| Water Frontage Feet Bay Harbor: | 48 |
| Waterfront Feet Total: | 48 |
| Water View: | Yes |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Zoning Compatible Yn: | Yes |
| Road Responsibility: | Public Maintained Road |
| Association 2 Yn: | 0 |
| Attribution Contact: | 727-581-9411 |
| Originating System Name : | Stellar MLS |
| Dock Description: | Dock - Wood |
| Dock Dimensions: | 10 x 3 |
| Dock Yn: | Yes |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-11-05 |
| Fireplace?: | Yes |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: November 06, 2026 11:36 AM - ET
