# 4491 SE 89 Th Street, Ocala, FL > This Residential listing has 3 Beds, 2 Full Baths. Schedule a showing for 4491 SE 89 Th Street in Ocala, FL. - Price: $299,900 - Status: Active - Property Type: Residential - MLS ID: TB8566660 - Features: 3 Beds, 2 Full Baths - Photo: https://prd-pbgo-mls-photos.s3.amazonaws.com/mfr/properties/photos/TB8566660_329660eb5394bcb0d7037fc823ec3db8.jpg ## Description **BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!** **YES, YOU READ THAT RIGHT—QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss! Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential! Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces—perfect for entertaining! The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower. **NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for—SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living. **ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview! **WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!** Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!** *USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.* ## Attribution Copyright 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. Information deemed reliable but is not guaranteed. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of My Florida Regional MLS DBA Stellar MLS. Real estate listings held by brokerage firms other than the owner of this page include the name of the listing broker. Information provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This site will be monitored for 'scraping' and any use of search facilities of data on the site other than by a consumer looking to purchase real estate is prohibited. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on November 14, 2026 12:59 AM - ET Property last updated: November 14, 2026 12:59 AM - ET.