204 POINCIANA LANE
Largo, FL 33770
$1,950,000
Welcome to waterfront living in the quiet avenues and impeccably manicured estates of Harbor Bluffs. This beautifully kept 5 br/3ba residence spans over 3,200sf of meticulously maintained living space on a west-facing canal, offering water views from virtually every vantage point.
Inside, soaring ceilings and an extra-wide staircase make a statement upon entry. The generous, light filled, flexible open floor plan features multiple split-bedroom configurations, effortlessly adapting to your lifestyle. Designed for entertaining and multigenerational living, it provides abundant room for family and guests. A versatile fifth bedroom stands ready to transform into an office, fitness studio, or nursery.
The patio terrace is complete with retractable awnings and a conversation pool to relax and watch dolphins play. A private dock with a 12,000-lb lift is your invitation to the Gulf, mere minutes away. Or, enjoy the Harbor Bluffs Park, just one block away, for neighborhood gatherings.
Upstairs, the 2nd-story co-primary suite terrace is your vantage point for morning espresso, twilight cocktails, and front-row seats to Florida's legendary western sunsets.
Freshly painted and thoughtfully curated, the home has been meticulously kept and maintened. Improvements include a new roof (2020), HVAC's (2023), and smart kitchen appliances (2022) featuring an oven with air-fryer technology, and craft-ice freezer. Premium impact-rated windows, an integrated whole-home central vacuum system, and custom architectural pavers (2021).
The true brilliance of this property lies in its sheer versatility: as a multigenerational home, or secondary waterfront retreat. Positioned securely on the mainland in Harbor ...
Listing Courtesy of: KELLER WILLIAMS REALTY PORTFOLIO COLLECTION
727-489-0800
Buyer Represented by: KELLER WILLIAMS REALTY PORTFOLIO COLLECTION
| Listing Id: | TB8541809 |
|---|---|
| List Price: | $2,095,000 |
| Close Price: | $1,950,000 |
| Close Date: | 2026-11-02 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 5 |
| Bathrooms Full: | 3 |
| Living Area: | 3,257 |
| Tax Annual Amount: | $17,961 |
| Lot Size Square Feet: | 10,559 |
| Lot Size Acres: | 0.24 |
| Waterfront?: | Yes |
| City: | Largo |
| County Or Parish: | Pinellas |
| Subdivision Name: | Harbor Bluffs Sec 5 |
| Postal Code: | 33770 |
| Year Built: | 1968 |
| Additional Parcels?: | No |
| Appliances: | Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer |
| Association Fee Frequency: | Annually |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 3 |
| Building Area Source: | Public Records |
| Building Area Total: | 4010 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | East |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | West on W Bay Dr. Left on Indian Rocks Rd. Right on Palm Dr. Left on Poinciana Ln. House is on the right. |
| Elementary School: | Mildred Helms Elementary-PN |
| Exterior Features: | Balcony, Lighting |
| Fencing: | Fenced, Vinyl |
| Flooring: | Carpet, Ceramic Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Deed Restrictions |
| Heating: | Electric |
| High School: | Largo High-PN |
| Interior Features: | Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s) |
| Laundry Features: | Laundry Room, Upper Level |
| Levels: | Two |
| Listing Contract Date: | 2026-09-07 |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.24 |
| Lot Size Dimensions: | 88x120 |
| Postal Code Plus4: | 2615 |
| Middle Or Junior School: | Largo Middle-PN |
| MLS Area Major: | 33770 - Largo/Belleair Bluffs |
| MLS Area Major: | 33770 - Largo/Belleair Bluffs |
| Original List Price: | $2,095,000 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 32-29-15-35820-000-0300 |
| Parking Features: | Driveway |
| Patio And Porch Features: | Deck |
| Pets Allowed: | Yes |
| Pool Features: | Heated, In Ground |
| Stories Total: | 2 |
| Township: | 29 |
| Road Surface Type: | Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional |
| Tax Year: | 2025 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| Water Body Name: | GULF INTRACOASTAL WATERWAY |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Electricity Connected, Public, Sewer Connected, Water Connected |
| View: | Water |
| Water Source: | Public |
| Public Survey Range: | 15 |
| Public Survey Section: | 32 |
| Zoning: | R-2 |
| Spa?: | No |
| Vegetation: | Mature Landscaping |
| Waterfront Features: | Intracoastal Waterway |
| Additional Lease Restrictions: | Please verify all leasing restrictions with the HOA and the city of Largo. |
| Alternate Key Folio Num: | 322915358200000300 |
| Approval Process: | Please verify all leasing restrictions with the HOA and the city of Largo. |
| Association Approval Required Yn: | No |
| Association Email: | procondo@tampabay.rr.com |
| Association Fee Requirement: | Required |
| Association Url: | www.harborbluffsneighborhood.com |
| Available For Lease Yn: | Yes |
| Backups Requested Yn: | Yes |
| Building Area Total Srch Sq M: | 372.54 |
| Calculated List Price By Calcula: | 643.23 |
| Cddyn: | No |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8541809?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8541809?w=Customer |
| Dpryn: | No |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | AE |
| Flood Zone Date: | 2021-08-24 |
| Flood Zone Panel: | 12103C0112H |
| Garage Dimensions: | 23x26 |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 302.59 |
| Lot Size Square Meters: | 981 |
| Minimum Lease: | 6 Months |
| Monthly Hoa Amount: | $35 |
| Room Count: | 11 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $420 |
| Total Monthly Fees: | $35 |
| Unit Number Yn: | No |
| Water Access: | Intracoastal Waterway |
| Water Access Yn: | Yes |
| Water Extras: | Lift, Seawall - Concrete |
| Water Extras Yn: | Yes |
| Water Frontage Feet Icw: | 88 |
| Waterfront Feet Total: | 88 |
| Water View: | Yes |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | Professional Condo Concepts Inc |
| Association Phone: | 727-584-6695 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 727-489-0800 |
| Originating System Name : | Stellar MLS |
| Association Fee: | $420 |
| Dock Description: | Dock - Composite, Dock - Open, Dock w/Electric, Dock w/Water Supply, Lift |
| Dock Dimensions: | 12x40 |
| Dock Lift Capacity: | 12000 |
| Dock Year Built: | 2020 |
| Dock Yn: | Yes |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-08-23 |
| Fireplace?: | No |
| Pool Private?: | Yes |
| New Construction?: | No |
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Property Last Updated: November 03, 2026 03:50 AM - ET
