3972 TARPON POINTE CIRCLE
Palm Harbor, FL 34684
$455,000
Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor’s premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection ...
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Listing Courtesy of: COLDWELL BANKER REALTY
727-781-3700
Buyer Represented by: DALTON WADE INC
| Listing Id: | TB8549067 |
|---|---|
| List Price: | $469,900 |
| Close Price: | $455,000 |
| Close Date: | 2026-10-14 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Living Area: | 2,014 |
| Tax Annual Amount: | $2,279 |
| Lot Size Square Feet: | 6,826 |
| Lot Size Acres: | 0.16 |
| Architectural Style: | Ranch, Traditional |
| Waterfront?: | No |
| City: | Palm Harbor |
| County Or Parish: | Pinellas |
| Subdivision Name: | Highland Lakes |
| Postal Code: | 34684 |
| Year Built: | 1989 |
| Appliances: | Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Common Area Taxes, Pool, Escrow Reserves Fund, Recreational Facilities |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 2654 |
| Building Area Units: | Square Feet |
| Direction Faces: | Northwest |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right. |
| Exterior Features: | Lighting, Private Mailbox, Rain Gutters, Sidewalk |
| Flooring: | Luxury Vinyl |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s) |
| Heating: | Central |
| Interior Features: | Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s) |
| Laundry Features: | Inside, Laundry Room |
| Levels: | One |
| Listing Contract Date: | 2026-09-23 |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | Landscaped, Level, Near Golf Course, Sidewalk, Paved |
| Lot Size Acres: | 0.16 |
| Lot Size Dimensions: | 65x105 |
| Postal Code Plus4: | 2439 |
| MLS Area Major: | 34684 - Palm Harbor |
| MLS Area Major: | 34684 - Palm Harbor |
| Original List Price: | $469,900 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 04-28-16-38928-000-0730 |
| Parking Features: | Driveway, Garage Door Opener, Golf Cart Parking |
| Patio And Porch Features: | Front Porch, Screened |
| Pets Allowed: | Yes |
| Stories Total: | 1 |
| Township: | 28 |
| Road Surface Type: | Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Senior Community?: | Yes |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| Water Body Name: | LAKE TARPON |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected |
| Water Source: | Public |
| Public Survey Range: | 16 |
| Public Survey Section: | 04 |
| Zoning: | RPD-7.5 |
| Possession: | Close Of Escrow |
| Vegetation: | Trees/Landscaped |
| Window Features: | Skylight(s) |
| Additional Lease Restrictions: | 55+ community. Please confirm lease restrictions with Highland Lakes HOA. |
| Additional Rooms: | Family Room, Inside Utility |
| Alternate Key Folio Num: | 042816389280000730 |
| Approval Process: | Application & fee. |
| Association Approval Required Yn: | Yes |
| Association Fee Requirement: | Required |
| Available For Lease Yn: | Yes |
| Backups Requested Yn: | Yes |
| Building Area Total Srch Sq M: | 246.56 |
| Calculated List Price By Calcula: | 233.32 |
| Cddyn: | No |
| Disaster Mitigation: | Above Flood Plain, Hurricane Shutters/Windows |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8549067?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8549067?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Flood Zone Date: | 2021-08-24 |
| Flood Zone Panel: | 12103C0079H |
| Garage Dimensions: | 20x19 |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 187.11 |
| Lot Size Square Meters: | 634 |
| Minimum Lease: | 3 Months |
| Monthly Hoa Amount: | $164 |
| Pet Restrictions: | Per Pinellas County ordinance. |
| Realtor Info: | As-Is |
| Room Count: | 10 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $1,968 |
| Total Monthly Fees: | $164 |
| Unit Number Yn: | No |
| Water Access: | Lake |
| Water Access Yn: | Yes |
| Water Extras: | Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed |
| Water Extras Yn: | Yes |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Road Responsibility: | Public Maintained Road |
| Association Name: | Highland Lakes HOA |
| Association Phone: | (727) 784-1402 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 727-781-3700 |
| Originating System Name : | Stellar MLS |
| Association Fee: | $164 |
| Community Association Water Features: | Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-09-12 |
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Property Last Updated: October 28, 2026 07:34 PM - ET
