545 PINELLAS BAYWAY S, #207
Tierra Verde, FL 33715
$489,900
Virtually Staged. One of the biggest perks of this community is the comprehensive HOA, which covers a wide range of expenses including cable, internet, exterior maintenance and repairs, and even a master flood insurance policy—helping simplify ownership and provide added value. With generous living areas, three private screened outdoor spaces, a two-car tandem garage, extensive storage, newer PGT impact windows, and a community pool just steps from your back door, this home offers the comfort and versatility of a single-family residence with the convenience of townhome living. The ground level features an oversized two-car tandem-style garage with plenty of room for cars, bikes, beach gear, kayaks, and storage. From here, step directly onto your private screened patio, complete with stairs connecting to the balcony above. Just beyond the patio is the beautifully maintained community outdoor area featuring a sparkling pool, lounge seating, gathering tables, and an outdoor shower—creating an inviting setting to relax and enjoy the Florida sunshine. Upstairs, the main living level opens into a bright, spacious floor plan connecting the beautifully remodeled kitchen with the living and dining areas. Updated hurricane-rated windows throughout the home are complemented by electronic window coverings for added comfort and convenience. This level also features a versatile third bedroom or home office with access to its own private screened balcony. A full bathroom serves this room while also providing convenient access from the main living area, making the layout ideal for overnight guests, ...
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Listing Courtesy of: EXIT SUNCOAST REALTY
727-620-3948
| Listing Id: | TB8483148 |
|---|---|
| List Price: | $489,900 |
| Property Type: | Residential |
| Property Sub Type: | Townhouse |
| Status: | Active |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 3 |
| Living Area: | 2,100 |
| Tax Annual Amount: | $3,651 |
| Lot Size Square Feet: | 1,381 |
| Lot Size Acres: | 0.03 |
| Architectural Style: | Coastal |
| Waterfront?: | No |
| City: | Tierra Verde |
| County Or Parish: | Pinellas |
| Subdivision Name: | Tern Bay Twnhms |
| Postal Code: | 33715 |
| Year Built: | 1999 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Touchless Faucet, Washer |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Private Road, Sewer, Trash, Water |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 3 |
| Building Area Source: | Public Records |
| Building Area Total: | 2100 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | North |
| Foundation Details: | Slab |
| Construction Materials: | Block, Frame |
| Cooling: | Central Air |
| Fireplace Features: | Family Room |
| Directions: | From the Don CeSar, head north on Gulf Blvd and turn right onto Pinellas Bayway / FL-682 toward St. Petersburg. At the light make a right turn onto Pinellas Bayway S and head over the bridge. You will need to make a U-turn about 3/4 of a mile down. Tern Bay Townhomes will be on your right. The building is on the left if you are facing the canal (rear of the complex). |
| Exterior Features: | Balcony, Lighting, Outdoor Shower, Rain Gutters, Sprinkler Metered, Storage |
| Flooring: | Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Deed Restrictions, Pool |
| Heating: | Central |
| Interior Features: | Ceiling Fans(s), Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments |
| Laundry Features: | Laundry Closet |
| Levels: | Three Or More |
| Listing Contract Date: | 2026-06-23 |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | Landscaped, Near Golf Course, Near Marina |
| Lot Size Acres: | 0.03 |
| Postal Code Plus4: | 1995 |
| MLS Area Major: | 33715 - St Pete/Tierra Verde |
| MLS Area Major: | 33715 - St Pete/Tierra Verde |
| Original List Price: | $495,000 |
| Parcel Number: | 20-32-16-90279-000-0160 |
| Parking Features: | Garage Door Opener, Ground Level, Guest, Tandem |
| Patio And Porch Features: | Covered, Screened |
| Pets Allowed: | Yes |
| Stories Total: | 3 |
| Township: | 32 |
| Road Surface Type: | Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional |
| Tax Year: | 2025 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| Water Body Name: | TAMPA BAY |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected |
| View: | Pool |
| Water Source: | Public |
| Public Survey Range: | 16 |
| Public Survey Section: | 20 |
| Zoning: | RM-15 |
| Possession: | Close Of Escrow |
| Vegetation: | Mature Landscaping |
| Additional Lease Restrictions: | Independently verify all lease restrictions with association. |
| Approval Process: | Independently verify with the association. |
| Association Approval Required Yn: | Yes |
| Association Email: | manager@ternbay.com |
| Association Fee Requirement: | Required |
| Association Url: | www.ternbay.com |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 195.10 |
| Building Name Number: | TWO |
| Calculated List Price By Calcula: | 233.29 |
| Cddyn: | No |
| Complex Community Name Nccb: | TERN BAY TWNHMS |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8483148?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8483148?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | AE |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | Yes |
| Living Area Meters: | 195.10 |
| Lot Size Square Meters: | 128 |
| Max Pet Weight: | 20 |
| Minimum Lease: | 8-12 Months |
| Monthly Hoa Amount: | $700 |
| Number Of Pets: | 1 |
| Pet Restrictions: | Independently verify all restrictions. |
| Pet Size: | Small (16-35 Lbs.) |
| Property Description: | End Unit, Walk-Up |
| Realtor Info: | As-Is |
| Room Count: | 3 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $8,400 |
| Total Monthly Fees: | $700 |
| Unit Number Yn: | No |
| Water Access: | Canal - Saltwater |
| Water Access Yn: | Yes |
| Water Extras: | Fishing Pier, No Wake Zone, Seawall - Other |
| Water Extras Yn: | Yes |
| Water View: | Yes |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | John Kreite |
| Association Phone: | 404-392-2706 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 727-620-3948 |
| Originating System Name : | Stellar MLS |
| Association Fee: | $700 |
| Community Association Water Features: | Dock, Fishing, Water Access, Waterfront |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-03-05 |
| Fireplace?: | Yes |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: November 06, 2026 02:35 PM - ET
