644 ISLAND WAY, #406
Clearwater, FL 33767
$399,900
Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, ...
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Listing Courtesy of: LPT REALTY, LLC.
877-366-2213
| Listing Id: | TB8549592 |
|---|---|
| List Price: | $399,900 |
| Property Type: | Residential |
| Property Sub Type: | Condominium |
| Status: | Active |
| Bedrooms Total: | 2 |
| Bathrooms Full: | 2 |
| Living Area: | 1,335 |
| Tax Annual Amount: | $3,403 |
| Architectural Style: | Florida |
| Waterfront?: | Yes |
| City: | Clearwater |
| County Or Parish: | Pinellas |
| Subdivision Name: | Island Point 1 Condo |
| Postal Code: | 33767 |
| Year Built: | 1972 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer |
| Association Amenities: | Elevators, Lobby Key Required, Pool |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Cable TV, Common Area Taxes, Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Management, Sewer, Trash, Water |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 1335 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | East |
| Foundation Details: | Slab |
| Construction Materials: | Concrete |
| Cooling: | Central Air |
| Directions: | From downtown Clearwater head east on Court Street toward the beach then turn left on Fort Harrison Avenue going north briefly then turn right on Drew Street heading east toward the causeway. Take the Clearwater Memorial Causeway east crossing over the water and continue onto Island Way. Stay on Island Way it's a long straight road through the island and 644 Island Way will be on your right side heading north. |
| Exterior Features: | None |
| Flooring: | Tile |
| Furnished: | Negotiable |
| Garage?: | No |
| Community Features: | Buyer Approval Required, Community Mailbox, Pool, Sidewalks |
| Heating: | Central |
| Interior Features: | Window Treatments |
| Laundry Features: | Laundry Closet |
| Levels: | One |
| Ownership: | Condominium |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | FloodZone, Near Marina |
| Postal Code Plus4: | 1910 |
| MLS Area Major: | 33767 - Clearwater/Clearwater Beach |
| MLS Area Major: | 33767 - Clearwater/Clearwater Beach |
| Original List Price: | $439,000 |
| Other Equipment: | None |
| Parcel Number: | 05-29-15-43465-000-4060 |
| Patio And Porch Features: | None |
| Pets Allowed: | Yes |
| Pool Features: | In Ground |
| Stories Total: | 7 |
| Township: | 29 |
| Road Surface Type: | Asphalt |
| Roof: | Other |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Security Features: | Key Card Entry |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| Water Body Name: | MANDALAY CHANNEL |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | BB/HS Internet Available, Cable Available, Sewer Connected, Water Connected |
| View: | City, Water |
| Water Source: | Public |
| Public Survey Range: | 15 |
| Public Survey Section: | 05 |
| Spa?: | No |
| Vegetation: | Trees/Landscaped |
| Waterfront Features: | Intracoastal Waterway |
| Window Features: | Blinds |
| Home Warranty?: | No |
| Additional Lease Restrictions: | This building has a rental Cap of 9 at one time, the tenant must make the application and be approved. See Rules and all other information at https://islandpointcondos.org/ |
| Alternate Key Folio Num: | 052915434650004060 |
| Approval Process: | Application and fee with approval. See Rules and all other information at https://islandpointcondos.org/ |
| Association Approval Required Yn: | Yes |
| Association Email: | ltholen@resourcepropertymgmt.com |
| Association Fee Requirement: | Required |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 124.03 |
| Building Elevator Yn: | Yes |
| Building Name Number: | 644 |
| Calculated List Price By Calcula: | 299.55 |
| Cddyn: | No |
| Condo Land Included Yn: | No |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8549592?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8549592?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | AE |
| Flood Zone Date: | 2021-08-24 |
| Flood Zone Panel: | 12103C0102H |
| Floor Number: | 6 |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 124.03 |
| Management: | Full Time |
| Max Pet Weight: | 25 |
| Minimum Lease: | 1-2 Years |
| Monthly Hoa Amount: | $845 |
| Number Of Pets: | 1 |
| Num Of Own Years Prior To Lse: | 1 |
| Num Times per Year: | 1 |
| Pet Restrictions: | Buyer may bring one small dog or cat but cannot replace the pet. See Rules and all other information at https://islandpointcondos.org/ |
| Property Description: | Elevated |
| Realtor Info: | As-Is |
| Room Count: | 8 |
| Sdeo yn: | No |
| Total Annual Fees: | $10,140 |
| Total Monthly Fees: | $845 |
| Unit Number Yn: | No |
| Water Access: | Intracoastal Waterway |
| Water Access Yn: | Yes |
| Water Extras: | Fishing Pier, Minimum Wake Zone, Sailboat Water, Seawall - Concrete |
| Water Extras Yn: | Yes |
| Water Frontage Feet Icw: | 269 |
| Waterfront Feet Total: | 269 |
| Water View: | Yes |
| Yrs Of Owner Prior To Leasing Re: | 1 |
| Association Name: | Liza Tholen |
| Association Phone: | 7279765900 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 877-366-2213 |
| Originating System Name : | Stellar MLS |
| Basement: | Other |
| Association Fee: | $845 |
| Dock Description: | Dock - Slip 1st Come, Dock w/Electric, Dock w/Water Supply |
| Dock Dimensions: | 32x14 |
| Dock Yn: | Yes |
| In Law Suite Yn: | No |
| Num Assigned Parking Spaces: | 1 |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-09-22 |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: November 06, 2026 03:22 PM - ET
