650 E Wacker Street
Hernando, FL 34442

SOLID CONSTRUCTION. SPACE TO SPREAD OUT. NO HOA. This owner-built concrete home on 1.25 acres features a two-bedroom in-law suite with its own entrance and a detached three-bay concrete garage. Loved and well cared for over the years, it offers a combination that can be hard to find.
The home offers five bedrooms, two bathrooms and approximately 2,460 square feet of living space overall. The in-law suite includes its own living room, bathroom and kitchen. The main kitchen has solid wood cabinets throughout, granite countertops and a refrigerator, microwave and oven replaced approximately three years ago. You may choose to change some finishes to suit your own taste, but this move-in-ready home gives you a solid starting point.
Construction details include poured concrete around doors and windows, double-pane windows throughout, approximately 11 inches of attic insulation and foam insulation in the walls. Copper wiring serves the home and outbuildings. The detached three-bay concrete garage has its own electrical panel and built-in drains, with room to work on projects and store vehicles and equipment. An additional 14-by-21-foot concrete shed includes shelving that stays, plus an RV pad behind it. If you add a pool out back, the shed could become a pool house.
The well pump and water heater were replaced in January 2026. Per the owner, the AC has been regularly serviced, most recently in September 2026, and cools well. Four-point inspection and wind mitigation reports from January 2026 are available. The owner also reports termite treatment of the slab during construction, exterior liquid prevention treatment and termite stations along the perimeter.
There is a lot here to appreciate, especially if you value solid construction and space for your hobbies. With so much to offer, this home will not last long. Come see how it could work for you before someone else makes it their own.